If you need help in delaying some payments, actually call your credit place and ask them for help.. they would rather collect money from you rather than wasting time and money in court and other legal fees.
However, if you truly need to avoid your vehicle being repossessed until you can pay it off, here are a few tips I've read and heard about:
- Don't apply for any new credit. This one should be a DUH.
- Contact the credit company from a random payphone elsewhere in your city.
- Avoid getting any parking or traffic tickets. This should be done always and anyways, lol.
- Don't fill out a change of address form from the post office when you move; contact any people that you want to have your new address directly.
- Keep the vehicle in your garage or a good friend's garage.
- Don't answer the door (use the peephole) or answer the phone from any unknown numbers.
- And finally, don't believe anything a debt collector tells you. Verify everything yourself.
This is not legal advice and I will never take any responsibility for something someone else does. :)
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